Terms of Use

Terms and Conditions apply. All loans are subject to status and affordability checks prior to approval. All applicants must be 18 or over. †The loan amount that you receive is subject to your individual status review by Smoked Out Loans.Smoked Out Loans checks your status with Credit Reference Agencies. §If your bank does not support Faster Payments, funds will only be deposited the same day, if approved by 14:30. ¶We may require documentation and your application may be delayed if your identity or status requires further verification. Customers with credit difficulties should seek credit counselling.

1All credit is subject to approval in accordance with our lending criteria. If you do not qualify for the product for which you apply, we may offer you an alternative product with different terms.